Charlene's Scholastic Emporium.
Your Actual and Virtual Exam Tests Excellent Tutor.
- 10060
- 0
- 759
Community
- Abonnés
- Abbonements
15 Avis reçus
12 éléments
CA Life Insurance Bundled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded A+
CA Life Insurance Bundled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded A+
- Pack
- • 8 éléments •
- California Life License Exam Latest 2024 Graded A+ • Examen
- CA Life Insurance Exam Questions and Answers 100% Pass • Examen
- LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED • Examen
- California Insurance Exam Questions and Answers 100% Pass • Examen
- CA Life insurance Exam Questions and Answers • Examen
- Et plus ….
CA Life Insurance Bundled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded A+
CA life and Health: Life Insurance Basics (2024/2025) with Verified Solutions
CA life and Health: Life Insurance Basics (2024/2025) with Verified Solutions A family's need for income is greatest during the - Answer ️️ -Family Dependency Period Time after the insured has died, leaving a surviving spouse with dependent children to support. Which of the following would be least likely to be considered a legitimate need that would be paid by insurance proceeds? - Answer ️️ -Vacation travel expenses THere are many legitimate need-based expenses that can be paid ...
- Examen
- • 42 pages •
CA life and Health: Life Insurance Basics (2024/2025) with Verified Solutions A family's need for income is greatest during the - Answer ️️ -Family Dependency Period Time after the insured has died, leaving a surviving spouse with dependent children to support. Which of the following would be least likely to be considered a legitimate need that would be paid by insurance proceeds? - Answer ️️ -Vacation travel expenses THere are many legitimate need-based expenses that can be paid ...
CA Life Insurance Practice Exam with Verified Solutions
CA Life Insurance Practice Exam with Verified Solutions A key person is typically all of the following, except: - Answer️️ - -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct responsibilit...
- Examen
- • 20 pages •
CA Life Insurance Practice Exam with Verified Solutions A key person is typically all of the following, except: - Answer️️ - -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct responsibilit...
CA Life Insurance Exam Questions and Answers
CA Life Insurance Exam Questions and Answers An insurer that operates for one or more social, educational, charitable, benevolent, or religious purposes for the benefit of its members is known as a a) Reciprocal insurer. b) Stock insurer. c) Fraternal insurer. d) Mutual insurer. - Answer ️️ -C Life insurance creates an immediate estate. Which of the following best explains this statement? The policy has cash values and nonforfeiture values. b) The policy generates immediate cash val...
- Examen
- • 40 pages •
CA Life Insurance Exam Questions and Answers An insurer that operates for one or more social, educational, charitable, benevolent, or religious purposes for the benefit of its members is known as a a) Reciprocal insurer. b) Stock insurer. c) Fraternal insurer. d) Mutual insurer. - Answer ️️ -C Life insurance creates an immediate estate. Which of the following best explains this statement? The policy has cash values and nonforfeiture values. b) The policy generates immediate cash val...
CA State Life Insurance Practice Exam A
CA State Life Insurance Practice Exam A Single premium deferred annuity - Answer ️️ -An annuity that is purchased with a slump sum premium and whose benefits begin after 12 month is called a Human Life Value Approach - Answer ️️ -A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the At the time of taking the application - Answer ️️ -When replacing a policy the producer must present the applic...
- Package deal
- Examen
- • 5 pages •
CA State Life Insurance Practice Exam A Single premium deferred annuity - Answer ️️ -An annuity that is purchased with a slump sum premium and whose benefits begin after 12 month is called a Human Life Value Approach - Answer ️️ -A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the At the time of taking the application - Answer ️️ -When replacing a policy the producer must present the applic...
CA Life and Health Exam Questions and Answers Already Passed
CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. What is peril? - Answer ️️ -peril is the causes of loss insured against in an insurance ...
- Package deal
- Examen
- • 6 pages •
CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. What is peril? - Answer ️️ -peril is the causes of loss insured against in an insurance ...
Life-Only Agent Exam 1 Questions and Answers 100% Pass
Life-Only Agent Exam 1 Questions and Answers 100% Pass AN example of a moral hazard in relation to a life insurance application would be: - Answer ️️ -Misstating your health history to an insurance company. John applies for a variable annuity and does not request that the premiums be immediately invested in a stock or bond portfolio. After the annuity is issued, John returns the annuity contract to the insurer within the free look period. What will John receive from the insurer? - Ans...
- Package deal
- Examen
- • 9 pages •
Life-Only Agent Exam 1 Questions and Answers 100% Pass AN example of a moral hazard in relation to a life insurance application would be: - Answer ️️ -Misstating your health history to an insurance company. John applies for a variable annuity and does not request that the premiums be immediately invested in a stock or bond portfolio. After the annuity is issued, John returns the annuity contract to the insurer within the free look period. What will John receive from the insurer? - Ans...
CA Life insurance Exam Questions and Answers
CA Life insurance Exam Questions and Answers What type of risk is insurable? - Answer ️️ -Pure Risk According to the Law of Agency, a principal is represented by whom? - Answer ️️ -Agent or Producer What type of insurer is a voluntarily formed organization that provides insurance benefits for members of an affiliated lodge or religious organization with a representative form of government? - Answer ️️ -Fraternal Insurer When a change needs to be made on the application for ins...
- Package deal
- Examen
- • 11 pages •
CA Life insurance Exam Questions and Answers What type of risk is insurable? - Answer ️️ -Pure Risk According to the Law of Agency, a principal is represented by whom? - Answer ️️ -Agent or Producer What type of insurer is a voluntarily formed organization that provides insurance benefits for members of an affiliated lodge or religious organization with a representative form of government? - Answer ️️ -Fraternal Insurer When a change needs to be made on the application for ins...
California Insurance Exam Questions and Answers 100% Pass
California Insurance Exam Questions and Answers 100% Pass Two methods of determining insurance need: - Answer ️️ -- Human Life Approach - Needs Approach Human Life Value Approach~ - Answer ️️ -- One of two ways of calculating insurance need. - By discounting estimated future income - Calculating the amount of life insurance a family will need based on the financial loss that they will suffer if the insured person were to pass away today - 10X salary - Based on age, gender, plann...
- Package deal
- Examen
- • 71 pages •
California Insurance Exam Questions and Answers 100% Pass Two methods of determining insurance need: - Answer ️️ -- Human Life Approach - Needs Approach Human Life Value Approach~ - Answer ️️ -- One of two ways of calculating insurance need. - By discounting estimated future income - Calculating the amount of life insurance a family will need based on the financial loss that they will suffer if the insured person were to pass away today - 10X salary - Based on age, gender, plann...
LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED
LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED LIFE INSURANCE - Answer ️️ -Insurance that pays out a sum of money either on the death of the insured person or after a set period. TERM LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit in the event of the death of the insured during a specified term. *PURE *ONLY DEATH BENEFIT NO CASH VALUE WHOLE LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit on the death of the insured and also accumulat...
- Package deal
- Examen
- • 11 pages •
LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED LIFE INSURANCE - Answer ️️ -Insurance that pays out a sum of money either on the death of the insured person or after a set period. TERM LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit in the event of the death of the insured during a specified term. *PURE *ONLY DEATH BENEFIT NO CASH VALUE WHOLE LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit on the death of the insured and also accumulat...
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect
Product Owner/ Product Manager(POPM) SAFe Agile Exam Questions and Answers
CT DMV Knowledge Test 100% Correct Solved
Fiscal Law Final Exam QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE